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Call Today! (479) 223-5148
Call Today! (479) 223-5148
Call Today! (479) 223-5148
Call Today! (479) 223-5148
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Water Damage Restoration Without Insurance? How Much Can It Cost?

Published by 911 Restoration Northwest Arkansas on April 14, 2022 in category: Water Damage Restoration

911 Restoration Water Damage Without InsuranceWater damage restoration is a major cause of concern for residents and homeowners today. Water damage is a problem that almost all residents go through at different times of their ownership period. Water damage restoration Northwest Arkansas can lead to high costs, especially if you don’t have a solid insurance plan available to you. 

According to data from the insurance information situation, almost 1 out of all 50 homes have an insurance claim for water damage payment during a year. Internal water damages significantly boost this rate from plumbing leaks and other damages. However, external water damage through thunderstorms and rains can also bring the need for water damage restoration. 

The total costs of water damage restoration are determined by the type of damage suffered by the homeowners. The damage can cost a lot more if the repair work requires structural changes to the house. 

The entire process of restoration without a proper insurance plan can be lengthy and draining for your finances. This article studies the total costs you can expect from a water damage restoration process if you don’t have insurance. This article will help bring all costs to the fore and ensure that you are aware of what’s to come.

Factors Impacting Cost of Repair 

The cost of repairs for water damage restoration in Northwest Arkansas can vary based on some factors. The very first factor determining the total cost of the repair will be the size of the affected area and just how much materials will be required to restore or repair that specific area. 

Home insurance usually covers the cost of material repair and can provide some relief to homeowners. But, with something like water damage across the home’s structure, homeowners have to pay for the restoration themselves. 

The restoration process for a water damaged house is usually broken down into three phases. The first phase will account for water cleanup, removal, decontamination, ventilation and other fixes of the sort. The second phase will look at the cost of building and structural repairs. The final phase will look at the cost of replacement for mechanical equipment, including electrical damage done to wires and other electrical outlets in the property. 

The cost of repairs for your uninsured property will also be determined by geographical factors, including where you currently live. Cost of repairs can vary from city to city within each state as well. The costs of labor, material and other repair equipment will be different for each city, and you will have to factor in the rates within your city when making an estimate. 

Cost of Restoration after Water Damage 

The cost of your restoration on an uninsured home will be based on whether the damage was caused by fresh water, rainwater or contaminated water. Clean water damage usually comes from a leak in the water pipes and is slightly less expensive to clear away. The cost for restoring an area damaged by clean water is marked at 4 dollars per square foot. The estimates were made by FIXR, an independent vendor. 

The costs of restoring an area damaged by gray water coming from appliances and rain may come at around 4.75 dollars for each square foot. These figures were released in 2020 and can vary considering the post COVID inflation rates. 

The cost of repairs for water damage from a contaminated source, such as a sewer backup, ranks the highest. Sewer pipes usually have harmful bacteria in them, which isn’t just harder to clean but can damage your appliances and flooring. It can even leave imprints on your flooring leading to extensive repairs and replacements. 

Cleaning a sewer backup can also be hazardous, which is why the repairmen need to be fully equipped. Cleaning water damage from a sewer backup or other black water sources can usually cost you upwards of $7.25 per square foot. 

Repairs from Standing Water 

Water shouldn’t just be left standing across your home because it can damage the structure and integrity of your property. You should stop the water coming from multiple sources from coming into your house, and if it has, it should be cleared away at the earliest without further delay. Repairs from unattended standing water can also creep up to form a crazy figure. 

The first thing you should do is stop the water source from coming in. Then, you should perform a few safety measures to clean affected areas across the home. Debris should be the first to be cleaned up and removed from your home. The cost of the restoration can increase manifolds if you don’t address the stagnant water immediately and let it be. 

You can be looking at an extra expenditure of some 12,000 dollars if you don’t address the stagnant water immediately. The water standing outside your house can lead to structural damages to your home’s foundation and other areas. 

Restoring your home after water damage can be lengthy and costly if your house isn’t insured. However, the right thing to do is to get in touch with a restoration service and initiate the process immediately rather than wait. The more you wait, the higher your costs will get with time. 

Home restoration without insurance can be costly, especially if you don’t have the right team working for you. Looking for a remodeling service provider? 911 Restoration of Northwest Arkansas is just a call away for you! You can get in touch with us to run a remodeling job that prioritizes your satisfaction and comfort.


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